Section 146: Necessity for insurance against third party risk. - (1) No person shall use, except as a passenger, or cause or allow any other person to use, a motor vehicle in a public place, unless there is in force, in relation to the use of the vehicle by that person or that other person, as the case may be, a policy of insurance complying with the requirements of this Chapter:

Q: What does Section 146 of The Motor Vehicles Act, 1988 (MVA) deal with?

Section 146 MVA pertains to "Necessity for insurance against third party risk. - (1) No person shall use, except as a passenger, or cause or allow any other person to use, a motor vehicle in a public place, unless there is in force, in relation to the use of the vehicle by that person or that other person, as the case may be, a policy of insurance complying with the requirements of this Chapter:". It is part of the The Motor Vehicles Act, 1988, a legislation enacted by the Parliament of India. Section 146 of The Motor Vehicles Act, 1988 (MVA) governs necessity for insurance against third party risk. - (1) No person shall use, except as a passenger, or cause or allow any other person to use, a motor vehicle in a public place, unless there is in force, in relation to the use of the vehicle by that person or that other person, as the case may be, a policy of insurance complying with the requirements of this Chapter:. As verified on 22 May 2026.

Q: Is Section 146 MVA still in force?

Yes, Section 146 of the The Motor Vehicles Act, 1988 is currently in force across the Republic of India.

Q: What is धारा 146 MVA?

धारा 146 MVA is the Devanagari Hindi reference for Section 146 of the The Motor Vehicles Act, 1988. Section 146 of The Motor Vehicles Act, 1988 (MVA) governs necessity for insurance against third party risk. - (1) No person shall use, except as a passenger, or cause or allow any other person to use, a motor vehicle in a public place, unless there is in force, in relation to the use of the vehicle by that person or that other person, as the case may be, a policy of insurance complying with the requirements of this Chapter:. As verified on 22 May 2026.

Q: What is Dhara 146 MVA?

Dhara 146 MVA is the Roman Hindi reference for Section 146 of the The Motor Vehicles Act, 1988. "Dhara" means "Section" in Hindi. Section 146 of The Motor Vehicles Act, 1988 (MVA) governs necessity for insurance against third party risk. - (1) No person shall use, except as a passenger, or cause or allow any other person to use, a motor vehicle in a public place, unless there is in force, in relation to the use of the vehicle by that person or that other person, as the case may be, a policy of insurance complying with the requirements of this Chapter:. As verified on 22 May 2026.

Q: How to cite Section 146 of The Motor Vehicles Act, 1988?

Cite as: "Section 146, The Motor Vehicles Act, 1988 (MVA)" in legal briefs. For academic writing, use the BlueBook format: The Motor Vehicles Act, 1988, 1988, § 146 (India).

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Provided that in the case of a vehicle carrying, or meant to carry, dangerous or hazardous goods, there shall also be a policy of insurance under the Public Liability Insurance Act, 1991.

Explanation.—- For the purposes of this sub-section, a person driving a motor vehicle merely as a paid employee, while there is in relation to the use of the vehicle no such policy in force as is required by this sub-section, shall not be deemed to act in contravention of the sub-section unless he knows or has reason to believe that there is no such policy in force.

(2)

The provisions of sub-section (1) shall not apply to any vehicle owned by the Central Government or a State Government and used for purposes not connected with any commercial enterprise.

(3)

The appropriate Government may, by order, exempt from the operation of sub-section (1), any vehicle owned by any of the following authorities, namely: -

the Central Government or a State Government, if the vehicle is used for purposes connected with any commercial enterprise;
any local authority;
any State Transport Undertaking:
in relation to any corporation or company owned by the Central Government or any State Government, means the Central Government or that State Government;

in relation to any corporation or company owned by the Central Government and one or more State Governments, means the Central Government;
in relation to any other State Transport Undertaking or any local authority, means that Government which has control over that undertaking or authority.